Sydney Bocik, Chief of Staff. Purlend × BIX Tech Corp. Gear 1. v1.0, March 2026. CONFIDENTIAL.
| Field | Value |
|---|
| Engagement | Clarity Engine, Gear 1 Build |
| Client | PreFi, Inc. / Purpose Technology, Inc. d/b/a Purlend |
| Vendor | BIX Tech Corp |
| BIX Contacts | Pedro (lead), Eduardo, Helio |
| Purlend Contacts | David Kawata (CEO), Sydney Bocik (Chief of Staff), Ben Sizemore (CIO) |
| Governing Docs | MSA + Addendum No. 1 (IP ownership, work-for-hire) |
| IP Ownership | All work product: Purlend IP per signed MSA Addendum No. 1 |
| Scope | 15 Clarity Engine skills, full Gear 1 build per SKILL.md specifications |
Status key: PENDING (not started), IN PROGRESS (building), COMPLETE (passed acceptance), BLOCKED (issue logged).
| ID | Deliverable | Owner | Acceptance Criteria | Status |
|---|
| D-01 | Math Skill (S01) | BIX | ALL 50 vectors pass within +/-$0.02 | PENDING |
| D-02 | Borrower_Profile (S03) | BIX | BorrowerProfile: all 23 required fields populated correctly | PENDING |
| D-03 | VA_Module (S02) | BIX | VA eligibility objects match VA Lenders Handbook; funding fee = 2.15% first use | PENDING |
| D-04 | Program_Router (S04) | BIX | 5 gates produce correct ProgramQueue for Webb family scenario | PENDING |
| D-05 | Constraint_Detection (S05) | BIX | 25 constraint types; BLOCKING vs ADVISORY correct for all worked examples | PENDING |
| D-06 | VA_Qualification (S06) | BIX | Webb VA: P&I=$2,744.04, PITIA=$3,363.83, CTC=$12,750, QUALIFIED | PENDING |
| D-07 | Conv_Qualification (S07) | BIX | Webb CONV: INELIGIBLE_DTI (54.89% > 45%). Proximity=43.37 | PENDING |
| D-08 | FHA_Qualification (S08) | BIX | Webb FHA: UFMIP=$7,177.19, PITIM=$3,456.85, QUALIFIED_TOTAL_ACCEPT | PENDING |
| D-09 | DSCR_Qualification (S09) | BIX | Ex A: PITIA=$2,690.61, DSCR=1.0407. Ex B: DSCR=0.9398. Ex C: DSCR=1.2604 | PENDING |
| D-10 | Optimization (S10) | BIX | Webb: VA comp=87.08, FHA comp=50.09, CONV prox=43.37 | PENDING |
| D-11 | Scenario_Generation (S11) | BIX | Webb: S1 PROGRAM_SWITCH(VA) ei=95. S2 CO_BORR ei=58. S3 DEBT_PAYOFF ei=44 | PENDING |
| D-12 | Ranking (S12) | BIX | Webb: VA rank 1 (87.08, 0.98 conf). FHA rank 2 (50.09, 0.91 conf) | PENDING |
| D-13 | Overlay (S13) | BIX | Webb CA: VA conf 0.98 to 0.95. FHA conf 0.91 to 0.83 | PENDING |
| D-14 | Audit_Trace (S14) | BIX | trace_ids correct format; ECOA export produced for CONV INELIGIBLE | PENDING |
| D-15 | Always_Approved (S15) | BIX | Webb Tier 1: "VA loan, you're approved today." ... "This path is clear." | PENDING |
| D-16 | End-to-End Integration | BIX | Full pipeline produces AlwaysApprovedStatement matching all stated values | PENDING |
| ID | Question | Owner | Status |
|---|
| T-01 | Claude API endpoint and authentication for skill invocations | David / Ben | OPEN |
| T-02 | Claude model version: confirm claude-sonnet-4-6 | David | OPEN |
| T-03 | Context window limit per skill call; LineageTrace size management | BIX | OPEN |
| T-04 | Orchestration layer: BIX or Purlend builds the skill chaining logic? | David + BIX | OPEN |
| T-05 | Data persistence layer: where BorrowerProfile and QualResults are stored | David + Ben | OPEN |
| T-06 | Error retry protocol: retries, timeouts, fallback behavior | BIX | OPEN |
| T-07 | Math test battery automated harness: how BIX submits and validates | BIX | OPEN |
| T-08 | Streaming vs batch response requirements per skill | David + BIX | OPEN |
| T-09 | DSCR in scope for Gear 1? (Investment property qualification) | David | OPEN |
| T-10 | AuditTrace persistence format: JSON to database or document store | David + Ben | OPEN |
| O-01 | Deliverable format: Python module, JSON schema, or prompts in repo | David + BIX | OPEN |
| O-02 | Acceptance testing: Purlend runs it or BIX self-certifies | David + Sydney | OPEN |
| O-03 | Change request protocol for spec changes after build begins | David + Sydney | OPEN |
| O-04 | IP ownership confirmation per MSA Addendum No. 1 | David / legal | CONFIRMED |
| O-05 | Check-in cadence: weekly or bi-weekly | Sydney + BIX | OPEN |
| O-06 | Escalation path for BIX technical blockers | David + Sydney | OPEN |
| O-07 | Gear 1 target completion date | David | OPEN |
Record every material decision made during kickoff and weekly check-ins.
BIX completes this template and sends to Sydney every Friday by 5pm. Sydney reviews, logs decisions, and escalates blockers by Monday 9am.
Sydney's standing instruction: If a blocker is not resolved within 24 hours of Level 4 escalation, bring it directly to David. No blocker sits unresolved for more than 48 hours.